Welcome to affordable-careact.com . By using this website, you agree to the following terms and conditions. Please read them carefully.
Purpose of the Website
This website is intended for promotional purposes only. It provides general information about the Affordable Care Act (ACA) and connects users to licensed insurance agents or representatives through phone calls.
We are not a government agency or affiliated with any federal or state health insurance marketplace.
No Guarantee of Coverage
The information provided on this website is for informational and marketing purposes only. We do not guarantee eligibility, enrollment, or acceptance into any specific health insurance plan.
No Personal Data Collection
We do not collect personal information through forms. By calling the number on this site, you may be connected with a third-party licensed agent who may collect your information independently. Please review their privacy practices separately.
Ownership of Content
This Site is owned and operated in its entirety by Buddy loan, LLC and any such copyrights, trademarks, and other intellectual property rights as may be affiliated with our creation and ownership of such intellectual property is more fully described below.
Call Recording and Monitoring
Calls made through this website may be recorded or monitored for quality assurance and training purposes. By calling, you consent to such recording or monitoring.
Third-Party Services
We may work with third-party call routing or analytics providers. We are not responsible for the content or privacy policies of any third-party websites or services linked from this site.
Disclaimer
We make no warranties about the accuracy, reliability, or completeness of any information on this website. All content is provided "as is" without warranty of any kind.
Arbitration and Applicable Law
By visiting and/or using the Keystone Site from within the United States, you agree that the laws of the state of Florida, without regard to principles of conflict of laws, will govern this Agreement and any dispute of any sort that might arise between you and Company or its affiliates.
IN THE EVENT OF ANY CONTROVERSY, CLAIM OR DISPUTE BETWEEN THE PARTIES ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE BREACH, TERMINATION, ENFORCEMENT, INTERPRETATION OR VALIDITY THEREOF, INCLUDING THE TERMINATION OR THE SCOPE OR APPLICABILITY OF THIS AGREEMENT TO ARBITRATE, SHALL BE DETERMINED BY ARBITRATION IN FORT LAUDERDALE, FLORIDA OR IN THE COUNTY IN WHICH THE CONSUMER RESIDES, IN ACCORDANCE WITH THE LAWS OF THE STATE OF FLORIDA FOR AGREEMENTS TO BE MADE IN AND TO BE PERFORMED IN FLORIDA. THE PARTIES AGREE THE ARBITRATION SHALL BE ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION ("AAA") OR JAMS PURSUANT TO ITS RULES AND PROCEDURES AND AN ARBITRATOR SHALL BE SELECTED BY THE RESPECTIVE ORGANIZATION. THE ARBITRATOR SHALL BE NEUTRAL AND INDEPENDENT AND SHALL COMPLY WITH THE AAA CODE OF ETHICS. THE AWARD RENDERED BY THE ARBITRATOR SHALL BE FINAL AND SHALL NOT BE SUBJECT TO VACATION OR MODIFICATION. JUDGMENT ON THE AWARD MADE BY THE ARBITRATOR MAY BE ENTERED IN ANY COURT HAVING JURISDICTION OVER THE PARTIES. IF EITHER PARTY FAILS TO COMPLY WITH THE ARBITRATOR'S AWARD, THE INJURED PARTY MAY PETITION THE CIRCUIT COURT FOR ENFORCEMENT. THE PARTIES AGREE THAT EITHER PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN HIS/HER OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. FURTHER, THE PARTIES AGREE THAT THE ARBITRATOR MAY NOT CONSOLIDATE PROCEEDINGS OF MORE THAN ONE PERSON'S CLAIMS, AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF REPRESENTATIVE OR CLASS PROCEEDING. THE PARTIES SHALL SHARE THE COST OF ARBITRATION (NOT INCLUDING THEIR OWN ATTORNEYS FEES), EQUALLY. IN THE EVENT A PARTY FAILS TO PROCEED WITH ARBITRATION, UNSUCCESSFULLY CHALLENGES THE ARBITRATOR'S AWARD, OR FAILS TO COMPLY WITH THE ARBITRATOR'S AWARD, THE OTHER PARTY IS ENTITLED TO COSTS OF SUIT, INCLUDING A REASONABLE ATTORNEY'S FEE FOR HAVING TO COMPEL ARBITRATION OR DEFEND OR ENFORCE THE AWARD.
Limitation of Liability
We are not liable for any direct, indirect, incidental, or consequential damages that may result from your use of this website or any services accessed through it.
Changes to Terms
We may update these terms at any time. Continued use of the site after updates means you accept the new terms.
No Resale of Service
Unless expressly permitted in writing by the Company, you agree not to reproduce, copy, sell, resell or otherwise exploit for any commercial purposes, any portion of the Site
Contact
If you have any questions about these Terms and Conditions, you may contact us at:
Phone:
Address: Rockefeller Plaza,
New York, NY
10020